Business Health Plans

Health Insurance

For a small business, health insurance is a critical factor in retaining and recruiting employees, as well as maintaining productivity and employee satisfaction. Eagle Group Planning offers a wide range of group health insurance options designed to help your small business save money and support your employees’ health and wellbeing.

Dental Insurance

Dental insurance policies help many people effectively budget for the cost of maintaining a great smile. Compared with medical insurance, understanding dental insurance policies is a breeze. Most policies are straightforward and specific regarding which procedures are covered and exactly how much you have to pay out of pocket. Dental insurance is available as part of medical insurance plans or as a stand-alone policy.

Vision Insurance

Vision coverage is similar to regular medical insurance and is one of the voluntary benefit options commonly offered through employers. When you have vision insurance, you pay a premium and the insurance company will cover part or all of the cost for vision care.

Vision coverage is available in two basic types of plans: 

• Vision benefits plan – This type of plan is regular insurance coverage. Depending on the specific plan, coverage my differ between in- and out-of-network eye doctors. You will typically pay a portion of your eye care cost through a deductible and coinsurance or copayments. 
• Discount vision plan – With this option you can choose to reduce vision costs without regular insurance coverage. You pay for all your vision care, but at a reduced rate. 

Life Insurance

Everyone deserves a secure financial future — and that’s why life insurance is so important. Whether you’re just starting out or you’re getting ready to retire, a life insurance policy can help you give your family financial peace of mind if you are no longer there to provide for them.

Disability Insurance

Disability insurance (DI) is a form of income protection that pays you a portion of your monthly income if you can’t work because of an illness or injury. The level of income replacement that a plan offers and how long you get payments varies by type of DI.

Long Term Care

Because long-term care is a considerable expense, many people can’t afford to cover the entire costs out-of-pocket. Long-term care insurance (LTCI) is a type of insurance that can help offset the expenses of long-term care needs. Traditional employer-based health insurance won’t cover extended daily care, and in general, health insurance only pays for doctor and hospital bills.

Supplemental Insurance Plans

Supplemental health insurance is an insurance plan that covers costs above and beyond standard health insurance policies. It may provide additional insurance coverage or pay for costs not covered by a traditional health insurance plan, including coinsurance, copays, and deductibles.